If you have $3000, would you get a gaming PC or buy a new car (10% downpayment/taxes)?

Americans

People in cities get away with no car

Choose one.

Why did he do it?

I would blow it on dumb shit like videogame katanas since I already have two cars and got a new computer a little over a year ago

I'd invest in Rheinmetall

buying chinkshit

Get some real American steel (manufactured in Canada)

buy a 15 year old corolla for $3k instead

I'd fuck your momma about 559 times

or the ramsey rule, buy used if you can't afford to buy new outright.

Nah, just buy a bicycle

The 20/4/10 rule still applies to used cars

old le good

V8 for the gasslop

if you can't afford to buy a used car outright you need to sell some blood or something

Why the fuck would I buy a new car when my new 2025 Lexus TX is already new and one of the best cars I've ever owned?

A 3-year old car just off of lease is still a used car
Those aren't going to be THAT much cheaper than new especially nowadays with the fucked up car market

you will always be in debt then anon

about what i spend on gacha, so pretty cheap car

Me specifically? No because I'm clearing my mortgage in 2 years and know how to handle my finances when it comes to cost of borrowing vs investing and balancing against my income
For the average American? Yeah, they're forever in debt

My dad worked a summer job in highschool and was able to buy a Chevelle. Why are cars so expensive now?

Unironically, it's still about the same price adjusted for inflation for the economy-class cars
Except now the base trim has a lot more technology and features in it and is closer to the higher trims compared to the cars of your dad's time and their higher trims

corolla

enjoy getting no pussy ever lol

i'll just buy an 05 Camry outright and it will last longer too

I'm not poor so I wouldn't be in the situation where I have to choose.
(and I certainly wouldn't by some cheap gook slop car).

What happened to cars losing half their value as soon as you drive them off the lot?

You mean as opposed to the no pussy I would be getting even if I had a nice car?

cars have always been expensive. until recently it wasn't uncommon for a family sedan to cost more than a house. hell, a mortgage used to be 5 years max and you paid the value of the home off in two 50% lump sums with interest payments in between.

it's just that your buying power has been severely reduced, the money you're earning today simply isn't worth as much as even minimum wage was in your father's day.

New cars aren't as desirable in comparison to older ones. Nowadays cars are appliances rather than status symbols and even in matters of utility people are annoyed that most functions are controlled by touchscreens you need to scroll through rather than directly accessible knobs and buttons.

Lexus

Statussymbolfaggot

10% downpayment/taxes

buying endless moneypits or lawn ornaments

miss me with this shit. #Toyota_forever

or you could move to a first world country where you dont need a car

Considering I lost the genetic lottery and my eyes are too shit to drive, probably the PC.

the best thing to do is unironically put 90% down and make a few payments just to build your credit.

people are annoyed that most functions are controlled by touchscreens you need to scroll through rather than directly accessible knobs and buttons.

Jeez, and here I was just annoyed at electronics in general in the car. A radio and electric windows are enough, it doesn't need a screen and cameras and shouldn't take a laptop to fix the engine.

nice katana but can it actually cut or is it a glorified prop?

with $3000 you can buy the gaming PC right ipso facto, but the car is $22K, you can't buy it.

b-but you can make monthly payments

then why not offer me better things like a fucking rocket or the whole Disney land?

I don't know shit about cars, what even makes a good car?

anime/videogame katanas are generally wallhangers but that one is made from 65mn which is a serviceable spring steel for functional swords

Ideally, the same things that make a good PC. Reliability, function, comfort, ease of use, and performance. Lots of cars suck because they overpromise and underdeliver, or compromise too much.

Have you ever considered buying a car you can afford? Maybe even dialing back your faggotry enough to summon the will to learn to do some basic wrenching, thus making the endeavor even more affordable?

High displacement.

Wouldn't trust any new cars to fail because of fucking software issues. Can't trust new gaming PCs because of hardware issues. Just buy guns and gold. Or a golden gun!

Even those are hard to come across now. Used to be you could hop on CL or marketplace and find sub-1000 mechanic's specials all day. Now those are so few and far between, and usually so damaged that the cost of repairs would make it better to find something that only needs minor repairs or is just old and loved.

if all you have is $3000 you should be buying neither.

You're buying a car now? With the tariffs? You retard

Have you ever considered buying a car you can afford?

have you ever considered that the way we have built cities since the 1960s makes it so that you can't afford not to have a car, regardless of whether you can or can not afford a car?

Sorry to hear, anon. That fucking sucks. It's definitely not as easy anymore to get something for dirt cheap that needs a weekend of work to get on the road, but thankfully not impossible around me.

I'm 35 and I walk to work.

I dont like being in debt so I'd take the PC.

what kinda retard buys a base model car though

That wasn't the question
Buy a car you can afford even if you can't afford to not have a car

I would buy a second hand car

Lucky. Last two I actually drove out to look at made me cry. One was a 1960 Corvette for a square 1000. It had been kept outside under a ratty tarp. Fiberglass destroyed, lights gone, interior shot, rusted to hell, entire drivetrain missing. The other one was a 1973 MGB for 1500, basically the same sad story except it was still visibly intact and had all the running bits. I went to raise the hood and it started crumbling away in my hands. Completely rotted through.

Not really, public transportation sucks dick in the best of circumstances and I'll always pick having my own car given the choice. Not sure what that has to do with filling jewish pockets with interest payments, though.

Miata Is Always The Answer. Just keep saving and get something that's actually worth owning instead of a slop box.

I learned the other day that my city (Brisbane, Australia) used to have a fully functioning tram system up until the 60's. Some retard got into government and hired American consultants and tore it all down down and built 3 highways instead.

those highways are gridlock from 3pm to 7pm every day now, and we've so heavily invested into busses we can never go back to anything else, fuck I hate Americans.

why would you pay several thousand dollars extra for fake leather seats and smaller wheels?

public transportation sucks dick in the best of circumstances

well designed public transit is great actually, we just don't have any in america.

When you pay it off then it disappears from all calculations (credit mix + # of lines of credit), right? I bought a used car last weekend and considered doing something like that but honestly I just hate having any form of credit. I ate shit while apartment hunting since I was credit invisible

Car loans

usury is evil. youre doing the right thing

The very nature of having to share my commute with whatever faggot happens to stroll onto the same bus/train invalidates that claim.

I would pay off my credit cards, phone contract, and enjoy a free month of no rent

But

I can and I will

I already have a car though

man is credit a big thing In the US? I'm 30 and have never owned a credit card or gone into debt over anything

I want a Hilux.

Lexus

Ha, you got ripped off.
Or more like your dad did.
Or even more likely your "Daddy" did

When you pay it off then it disappears from all calculations (credit mix + # of lines of credit), right?

No, where the fuck did you learn about how finances and credit works?
Credit accounts stay on your credit history for a set number of years (7 in leafland) after they're no longer active and if you don't have many items in your credit history, there's also a minimum number of items that stay on your history regardless of age if you don't otherwise hit that minimum

the average american has -$2000 at any given time

If you want a car just to go to A to B with the only maintenance of oil change and good mileage, then you have cars like the Camry/Civic/Corolla/Accord from 2000s to 2020s.

Car. Cars are fun to take care of but that's for another board.

lmao get fucked

I live in the city. It's useless for me to get a car, especially with parking prices and the fact that driving in NY isn't worth it.

Miami is fucking worst because you need a car there and the traffic was insane. I gave back the rental the next day because I almost got in a fight with some faggot influencer who was driving like a retard.

I bought my current car for $4000 5 years ago. Still drives fine.

buying a car made after 2010

retard

I've settled for opening credit cards at set intervals that I use like debit cards
It's not important until it suddenly is with housing, cars, or business loans (like you'll ever do the last, though). There's a lot of people who just keep opening credit cards endlessly and maxing them out and it's painful to see
Stuff like pic related and various people talking. I'm not sure if we just drop it faster/immediately in the US or what, there's odd rules around it that I don't care to learn

Check your TransUnion credit report for free via CreditKarma or possibly through your bank who offers a similar service via TransUnion
If you do it through CreditKarma, they'll try to advertise to you for credit card applications through them because they can't make money through banking services

I paid 50% down.

this is a pointless thing to tell them because they'll lowball all the costs

other - buy a 50k sports car AND 5k PC (because you over spent on the monitor, speakers, mobo, PSU) because you have the cold hard cash

$3000 in dividend stocks

I cannot afford a car

You can buy cars that cost as much as a high end rig. Or bargain with your parents and let them drive one of their cars in exchange for getting grocery. If this was the mid 2000s or hell, 2010s, you could get a car for 500 dollars, but those are gone thanks to Obama, unironically.

Cars are kind of a necessity in America, and it makes sense to trade in your car before it breaks down completely because that causes the trade in value to plummet.

What should I look out for when buying a used car

Thanks Obama
Some of my relatives fell for that Cash For Clunkers bullshit and scrapped some really nice cars for chump change.

buy a car with over three hundred thousand miles on the meter, goy, at least it's cheap, don't mind the repairs you'll need in two months that'll cost at least twice as much

public transit is shit in America because you have to deal with basketball players and homeless people. Its not fun to deal with and the main reason why everyone got a car. Bus are always late and dirty as hell.

t. had to take a bus that is always late to college for a year before I spend my money on a shitbox ricer that is falling apart and force myself to learn stick shift

imma buy a used tesla for 10k when it drops

Modern cars look so gay.

buying new

I once bought pic related for only $2400 CAD and it only had 140k km on it kek. 1991 year model, 24 years old at the time, made the same year i was born.

I pay 100% down; fuck payments and fuck being forced to have insurance.

used tesla for 10k

DON'T. Chances are, either you need to replace the battery (which cost 10ks or more) or the frame is fucked and you have to pay to repair that, and those cost way more because the entire body is one frame.

being so c ucked and lazy that you let seppos do the job for you

Lol Australians are so stupid it's unreal. Fucking hate Aussies.

are tesla cars even repairable by the average joe

financing anything

sucks to be a poor fag
imagine having debt

you can't suffer in america

They're not even bad (had a car that is 400k and still runs before I gave it to my nephew) and you could trade them in once you work and got enough money to get something that isn't shit.

Can get financing options less than 3%, sometimes 0%

Stocks consistently return 10% or more, or if you want to be safe you can get nearly 4% APY savings accounts

Dealerships often lower price if you agree to finance with them

Legitimately if you don't finance, you are fucking stupid. At least in this market.

if you want to be vaporized by high voltage

$7500 for a shitty hairdresser car with over 180k miles nonetheless

holy fuck bro

corolla

lmao

get an Altima

what about 6 NS2?

ruins cars by inspiring legacy auto manufactures to make them the most inconvenient piles of shit ever

inspires cars to remove physical buttons and switch and have every function to be tactile or tethered on screens

costs an arm and a leg to repair your car if something conks out

create this dogma that EV and SCREENS EVERYWHERE IS LE FUTURE having legacy brands panic by making their cars have more tech than a 1980s naval ship

used car market is fucked because everyone can't afford or find a simple A to B car so they resort to old (better) cars

Thanks Tesla, I love my expensive paperweight!!!

I already have a car, but if I didn't, I would get a car.

I got a 2018 subaru outback limited with 120k miles for 7000$ off a private sale. Did I get heeb'd

recommending any Nissan vehicle with CVT

Why do you want anon to fail so badly?

You can't get away with not owning a car unless you live in a major city on the level of LA or NYC.

Just get a motorcycle you retards

5-10k tops

gear is cool

riding is cool

go fast

every time you leave is like a video game because you have to watch out for retards

tail bag or side bags let you carry stuff like groceries

still can bring a second person on the off-chance you get a gf

I know nothing about cars. What car should I buy if I care about nothing besides getting from point A to point B as efficiently as possible in one piece with as little need for expensive maintenance as possible

If I needed a new car I would find a Toyota camry/corolla/yaris from 95-07 with less than 100k miles and buy it for like $2k tops depending on what repairs need done and maintenance records and mileage. Total cost after registration and repairs should be less than $3.5k and with regular oil changes every 4-5k miles you have a car that will last at least 210k miles before the engine or tranny blows. The mouth breathing retards buying/leasing these piece of shit modern cars need to be bred out of the gene pool.

Corollas, Civics, or Priuses
But all of those have a high residual price on the used market because they're known for all of what you want

read
Also visit Anon Babble

one retarded granny merges without looking

life ruined

no retries

hell nah

Remember to change the oil every 5k (ignore the "recommended" 10k, this is a scam to get your car to get fucked earlier), check if it has brake fluid/coolent/battery, change the transmission fluid if you just got the car and its over 100k, check tire wear, etc.

retard fell for the memes

You forgot the suburban moms who can see over the dash of their huge SUVs or pickup trucks

not knowing when someone even has a chance at not seeing you

skill issue. all that tells me is that you have 0 foresight

get on the interstate

practically invisible to everyone around you

distracted drivers out the ass

for what is a fender bender to them you lose your god damn ability to walk or worse

motorcycles are cool but they're too dangerous man.

This. Just fucking buy used

lift up front of bike to do a wheelie

use feet to life back of bike at just the right moment when the bike hits the car

ride along top of car

do a sick flip as you launch off the end

easy

Mazda 3 is the sleeper choice, looks sexy as hell affordable as fuck and solid like a rock.

gets ran over by some fat bitch driving a pickup

Volvo or Volkswagen, this way if you get into a car crash with another car, you will probably survive.

my friend and the car salesmen called hyundai's N&GGERMOBILES.

Is this true?

It's not as bad as you think it is. You become used to being invisible, and you start riding with the assumption that people don't see you. So you stay out of people's blind spots and avoid merging points. There's no reason to be neck and neck to the retarded soccer mom in the first place.
Same with stop lights my eyes are glued to my rear views in anticipation of that one retard who's going to blow through the light.

i will ride my 2009 highlander sport until it fully dies, at which point i'll give it a proper burial

Hatchback is sexier.

Should've gotten in early (15 years ago) when you could pick up clean 60k mile examples for $1500-3000. Dudebros really did a number on the Miata, taking it from faggot car to rice rocket as fast as they could.

that is true.

never been on Anon Babble - what is their stance on the cybertruck
i saw a red one that looked like a lego car and found it funny, but have no knowledge or care for it aside from that

Hyundai has shit engines and purpose give out long warranties because that how shit their engines are.

THey're doing that to 240sx, 350z, and now the Hellcat and FRS/BRZ/86. I hate them so much.

any video games featuring the beloved golden boy of cars?

A car like this is usually driven by a crazy psychopath in video games

Not that anon but learn to do your own repairs. It's not hard to get most things done with basic tools and youtube/internet

Don't forget that consoomers are fucking retarded and will pay top dollar for techy shit even if it doesn't benefit the driver or passenger experience whatsoever.

it's usually driven by cracked out meth dealer rednecks in real life.

would you rather buy something for the money you have or purchase yourself a $25000 debt

is the honda rebel a good starter motorcycle?

I am sure Horizon or a mod in beamng or other games like that has it

youtube.com/watch?v=5VTcARfFpFc

Honda's are good, yeah. It's especially important to find a bike that compliments your height. A bike that's too tall for you is the worst buy you can possibly make.
I personally started with a faggy little 100cc scooter which lasted me until I needed to actually go on the highway, then I upgraded to an 800cc triumph, which looks similar to the bike you posted and gives you highway access.

Learning manual isn't bad, but definitely have someone or even the dealer show you how to move from neutral.

How the fuck is a whole Corolla 22k dollaridoos but a Suzuki Swift is 22k Europoors???

inspires cars to remove physical buttons and switch and have every function to be tactile or tethered on screens

create this dogma that EV and SCREENS EVERYWHERE IS LE FUTURE having legacy brands panic by making their cars have more tech than a 1980s naval ship

That is bound to happen sooner or later by someone else.

>used car market is fucked because everyone can't afford or find a simple A to B car so they resort to old (better) cars

Blame Dealership and their lobbies. They are the reason the cars are always mark up in prices and will always make the car expensive. Tesla has nothing to do with them since they don't do dealership at all and just let you buy their car straight from their site.

I have a car, why would I buy a new car? I also have 2 high end gaming PCs, why would I buy another one?

2025

Son, what are you doing purchasing a brand new vehicle? You can't afford it. I raised you better than that.

I'm okay with my dad's old Toyota Corolla. Doesn't have all the gay shit in it that new cars are infected with.

Hondas have wet belts and gas dilution these days. Both are absolute engine kilers.
Honda of the 80s and 90s is DEAD.

hell yeah bro

someone post the gif of the rider chilling out stationary in the turn lane of an intersection - when a car crash in front of him launches a door right at him and fucking destroys him.

he..he.. should have known the crash would happen, 0 foresight.

Kek your reflection reminds me of the Brendan Fraser meme. But very nice sword.

Our economy is built out of debt. Home, auto, medical, student, etc. The whole country is the company town now and we all think the scrip is worth anything rather than being the chains that bind us.

he doesn't pet his car and call her a good girl

or thank her

That backside is hideous though, looks even worse without the 2.5 Turbo's rear spoiler. They should have added some lines to break up the silhouette.

All new cars look exactly the same and not sexy at all. I swear I'm gonna fucking die before I find a car that makes me consider ditching the beater.

Possibly an unpopular take, but I like the look of the newer Hyundai sedans. I think they did a better job of going for that angular cyberpunk/throwback look than the competition. Shame that their engines are notoriously finicky and unreliable, they look quite nice.

A car driver would have gotten killed too

GET. A. MIATA!

taking out a loan

for a car

The Jews won

or time travelers

Ford CEO is irish american. GM CEO is Finnish. If you need an out the Shell CEO is Lebanese. Toyota CEO is Japanese, believe it or not.

You can spend $5,000 - $9,000 on a used Lexus that's more comfy and will last longer than modern shit.

if you are poor you shouldn't be buying new cars. You should get a friend who knows about cars or pay a mechanic to help you buy a used car. In current year new cars have crazy price markup and the obligatory insurance is insane and covers almost nothing. If you total your new car you still to keep paying for most of it. New cars for poor people is a trap.

I would never buy a PC for 3k.
I'd never buy a car for more than 10k.
Even if you have me 100k tomorrow I'd still to these rules

Neither is worth buying.

hi Anon Babble
if any of you own ford 150s please die
have a nice day

I had $13,000 in the bank when Biden was in office

Now, with Trump in office, I have $8,000

My family fell for the Kars4Kids meme

I spent over 2 grand on a saxophone and I can't even play it because it's loud and my parents yell at me
I've wanted a computer my entire life but I'm too mentally ill to actually get one (I have severe OCD and decision paralysis)

If you're that paralyzed then at that point just buy a pre-built, being ripped off be damned

Spend another few grand soundproofing your walls.

5 years ago being a shut in virgin at 25 I would say PC
But I got a new job at a starbucks last year and have been more social and less of a fuck up, now I'd say the car.
Some 18 year at work is really into me and likes sports cars, to the point where I am considering taking out a loan on a 2022 mercedes GT that will fuck me in the ass with interest just to impress her. There is more to life than fucking video games

I don't want to invest any money in this house because it's like a prison and I desperately need to leave
but I'm not capable and my life would probably be even worse living in some shit box apartment
i don't even know anymore
I can't handle the idea of getting a shitty prebuilt
like my problem is I'm fucking stupid and don't know anything, but I can't handle spending money on something I don't know 110% about because I'm a stupid fucking useless autistic mess and have been poor my entire life so I end up researching every single component and everything about it and trying to learn everything about everything so I can make the PERFECT decision that I will not regret at all and is EXACTLY what I want (ocd bullshit) then I change my mind hundreds of times and argue with myself in my head between multiple options and go in loops and at this point I've been staring at motherboards and researching motherboard naming labels and what they mean and thinking so hard about what exactly I want and why and what I'm comfortable spending and then I get too upset about the idea of spending that much and change my mind again and it's been literally 10 hours of this shit and I just burn out and hate myself and give up and lose all interest because I also am a retarded adhd riddled sperg and my interest in things just shuts off or changes abruptly and I never fucking actually DO or buy anything and then I just think about how much I've wanted a nice computer my entire fucking life but can't go through with it and hate myself

what did I do to deserve being this way

doing something you know is retarded on account of a female

do not do this. this is the single biggest mistake men have made throughout history. it has caused the fall of nations. it has sparked wars. it has destroyed friendships and entire lives.

Some 18 year at work is really into me

Until someone with better stats happens to catch her eye.
Or maybe I don't know anything and she'll be the love of your life and you'll die old together. But if that's the case then you having a 2022 Mercedes shouldn't matter.

thinking about ruining yourself financially just to POTENTIALLY impress some random bitch who isn't even in a relationship with you

holy fuck how do normalfags even exist
I'm so glad I'm autistic

interest just to impress her.

You are a retarded faggot and you deserve every loan debt you are about to incur.

You're probably going to continue staying in the house, you recognize that it's likely your best arrangement so you should accept that and try to make living in it as comfortable as possible for yourself.

based, give women money

I have to leave
my family is horrific and this place is literally falling apart and no one will ever fix it or have the money to fix it
my dad is a walking corpse

spotted the virgins

I've had sex
masturbating in my bed to hentai is better

having to make a down payment and taking out a loan at all

Just buy outright in cash? Lmao, werks for me

Based. I dropped 30k cash and the car is fucking mine

Fuck financing and paying the kike tax. Fuck you jew lover

toyota chad

paying in cash

ever

If you aren't getting favorable financing that lets you watch your "debt" get cheaper year over year while still keeping your liquid assets available for use on other things, then you deserve to remain poor.

Unless you're an Anon Babblefag, a car's just a tool to get from point A to B, so just spend the bare minimum.

Credit card companies rule the US. People intentionally buy things they could afford right now on credit, because credit card companies have a system that awards you goodboy points for paying off credit on time. Those goodboy points are very important in your financial existence with pretty much every institution that handles money.

Fuck off schlomo, I'm not paying a panny of interest

Cash is a position.

In EU it's significantly worse. In my EU county new Corolla starts ar 30k USD.

Financing is also a positon. One where you bend over and take it up the ass

The day you understand that motorcycles are retarded suicide machines is the day you are fully grown up.

it's good to be Eastern European, clean and fast public transportation and won't stabbed by a random niggers

thanks jews at FED, dollar needs to go back to being backed by gold

20/4/10 rule

by that logic i could have 2 brand new corollas

nothing to see here, just two black 'folx' talking to each other about 'dey whips'

Interest on savings is 4% and I can get 0% APR, why the fuck would I toss out $30,000 and lose that ~$7k over 6 years?
Wealthy people NEVER pay for shit with cash. They get loans against property and pay for it with other people's money without interest.

a computer is more useful than a car that can only drive you from A to B

but obviously if you need a car then it's more important

I have 3000, lets buy a 22000 car

America moment

it still costs the same

you can't afford it because your wage and purchasing power is shit, tho

Depends whether I need a (new) car or a PC upgrade.

You can go on facebook marketplace, search "winter beater" and get a working car for way less than that.
Of course, insurance is optional if you're that broke, but you can just not get caught :^)

Gaming pc doesn't cost up to 3k usd, unless you really want high end and streaming for all to see which bring another problem.

you need more than 3k for a high end
this isn't the 2000s anymore, grandma

muh dick

November

>I should get a car before Trump gets in office and puts in tariffs

January

I should get a car before Trump starts throwing tariffs he said he was going to do

[current day]

I HAD 5 MONTHS TO PREVENT THIS OUTCOME AND I DID FUCKING NOTHING

it's only high end if you get the gold plated cables and water cooled power buttons

Don't be retarded.

Only very new cars, and this is mostly on dealership that is going to fuck shit up, not manufactures. Some jap companies agree to not raise prices but Dealership wont

bruh the gpu alone is 2k+

ok tranny

The 5090 is a scam that draws 600 watts, sets itself on fire, and has no working drivers.
Just keep an eye on a used 4090 or 4080 super.

Car market was already fucked regardless and nobody is buying right now period, if you can hold out it might possibly get better, but who knows.

Overton window type of logic. Do you realize people said the same about 4090, 3090, etc.? Moore's law died a long time ago. AI and wattage is how they cope now

Buying post 2010's toyota

ever

I can find a used 90's-2000s Corona for less and it will outlast my grandchildren while this shit will break on the first bump.

Is it really a flawed argument when people with perpetual brainrot absolutely NEED the best of the best every generation or their dick falls off?
Say you get a 5090, then a year later 8k takes off. You're stuck as a "second class citizen" again.
The only way to be happy is to spend within your means, and that means not buying shit releases with a laundry list of flaws, because you "want the best and I can afford it".

Boy do i have good news for you.

the moar wattage, moar AI, etc. copes started a long time ago. I wanna find some data on performance/watt and performance/dollar and how it's been throughout the years

The 1080 TI owners obviously maximized their happiness-per-dollar.
The ideal PC gamer should strive to be like them.

Yeah that's exactly what I'm referring to. The decline started right after 1080 ti. I don't have data at hand but I think you get my point.